Here are some examples of household income ranges in relation to the Affordable Care Act (ACA) for the year 2021. Keep in mind that these figures are based on the federal poverty level (FPL) and may have changed since then. The FPL numbers can vary depending on household size and are used to determine eligibility for premium tax credits (subsidies) and Medicaid expansion. Please note that these are approximate figures and can vary based on location and other factors.
For the 2021 coverage year, the federal poverty level (FPL) guidelines were as follows:
- 100% FPL for a single individual: $12,880
- 138% FPL for Medicaid expansion (in states that expanded Medicaid): $17,774
- 250% FPL for premium tax credits: $31,225
- 400% FPL for premium tax credits: $49,960
Here are examples of household income ranges based on these FPL guidelines for different household sizes:
- Single Individual:
- 100% FPL: $12,880 or below
- 138% FPL (Medicaid expansion): $17,774 or below
- 250% FPL: $31,225 or below
- 400% FPL: $49,960 or below
- Two-Person Household (e.g., Individual + Spouse):
- 100% FPL: $17,420 or below
- 138% FPL (Medicaid expansion): $23,676 or below
- 250% FPL: $41,437 or below
- 400% FPL: $66,560 or below
- Family of Four (e.g., Two Adults + Two Children):
- 100% FPL: $26,500 or below
- 138% FPL (Medicaid expansion): $36,156 or below
- 250% FPL: $64,375 or below
- 400% FPL: $103,000 or below
These income ranges are used as a general guide to determine eligibility for premium tax credits and Medicaid expansion under the ACA. Keep in mind that actual eligibility and subsidy amounts can vary based on other factors, such as the cost of health insurance plans in your area and specific household circumstances.
